*Deposit Accounts are variable rate accounts. Summary. This guide will compare the UW Credit Union rates to CD, money market, and savings account rates from the USA’s top banks. $5,000 Minimum. Money market accounts are insured by the National Credit Union Administration just like our other savings accounts. Unless dissolved, UW Credit Union guarantees payments of dividends at the rates stated. Val™ is Royal Credit Union's virtual assistant - find her on every page of rcu.org! Fees could reduce earnings on accounts. Whatever you want out of life…achieve it! However, to earn interest you must keep a minimum balance of $2000. This yield applies to balances of $250,000 and higher. Business Money Market Accounts do not earn a dividend any day the balance falls below $2500 as of end of business for that day. The table below lists the best rates at credit unions near you. Very competitive dividend rates; Unlimited deposits of at least $1,000; Up to three withdrawals per month of at least $1,000 with no fee Minimum Earning Balance Pay Frequency Annual Percentage Yield; $25.00 to $2,499.99: Monthly: 0.00%: $2,500.00 to $24,999.99: Monthly: ... Education Credit Union is committed to serving all persons within our field of membership, including those with disabilities. All certificates and money market accounts above apply to business, organization, or personally-held accounts. All deposit rates disclosed as an Annual Percentage Yield (APY). 4 Money Market, Savings (Personal, Business and Organization), Youth Savings, College Fund, and IRA Savings accounts are compounded daily and paid monthly. Fees could reduce earnings on accounts. Minimum to open regular Money Market account is $1000, $10 fee per month for daily balances below $1000. All our personal checking accounts have no monthly service charges and convenient 24/7 access to your accounts with online, phone and mobile banking options. You must keep $150,000 minimum balance in order to earn dividends. UW Credit Union is a federally insured financial institution and a leading provider of a full range of consumer financial services. Money market accounts are insured by the National Credit Union Administration just like our other savings accounts. UW Credit Union serves the needs of more than 290,000 members, from lending and savings to checking and investments, through world-class technology systems, and a network of 28 branch locations. Business checking dividends are earned on average collected balances of $5,000 or more each month. Achieve Money Market Accounts. The minimum opening deposit is $2,500 and the minimum balance required is $2,500. American Eagle offers savings accounts, checking accounts, credit cards, auto loans, mortgages, business accounts, and much more. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. Your credit union savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Administration (NCUA).   There’s no minimum deposit requirement and no monthly fee, but to earn the highest rate, you need to meet two requirements: You must enroll in online document delivery and set up a monthly direct deposit of at least $500. A money market account from Mountain America is an easy way to grow your savings while maintaining accessibility to funds. Current members can request an account by logging in to their online account and clicking Additional Services > Secure Forms. Neither one pays anything close to a competitive interest rate. Your Premium Checking account must be opened at the time your certificate is opened or renewed to receive a higher rate. Featuring higher rates than Regular Savings and the flexibility of check writing, MMAs are an attractive product for building savings. 14 Months. Money Markets also offer distinct advantages over regular savings, including higher dividend rates and check-writing ability. An Alabama Credit Union Daily Money Market Account earns a higher rate of return than share accounts. It's a great way to earn higher interest while avoiding early-withdrawal penalties. You have ready access to funds in this account. Even if you qualify for the best rate, by depositing $50,000 in the Relationship Money Market account, you still earn less than even some of the checking accounts at Navigant Credit Union. 2 For IRA Money Market the minimum to open account is $25. And at Patelco, we’ve got one of the highest rates around. Equal Housing Lender. MMSAs are an easy way to earn more than a basic savings account and still have all the same benefits—including easy access to your money and the ability to write checks. Only individuals are eligible to own IRA accounts. It was established in 1931 and as of September of 2020, it had grown to 653 employees and 290,291 members at 30 locations.University Of Wisconsin Credit Union has an A health rating. Very competitive dividend rates; Unlimited deposits of at least $1,000; Up to three withdrawals per month of at least $1,000 with no fee What are the Schools First Federal Credit Union Money Market Account rates? Requires a balance of $75,000 or more. Federal insurance. Regular Certificates. We offer a choice of checking accounts to best meet your financial goals and lifestyle. Many people choose a money market for the higher dividends combined with the availability of funds in an emergency without penalties. $500 Minimum With $10,000 Minimum or Premium Checking With $250,000 Minimum. Explore our money market rates and open an account. Minimum balance to open is $250 if adding deposits of at least $25 per month via automatic transfer or Web Branch, otherwise $500. UW Credit Union's Instagram Page UW Credit Union's LinkedIn Page UW Credit Union's Twitter Page UW Credit Union's Facebook Page Your savings is federally insured to at least $250,000 by the NCUA . *APY is Annual Percentage Yield. The table below lists the best rates at credit unions near you. Navy Federal Credit Union offers up to 0.60 percent APY on its jumbo money market savings account. If you click on the credit union’s name, you’ll be taken to more information about its locations and operations. Even if you qualify for the best rate, by depositing $50,000 in the Relationship Money Market account, you still earn less than even some of the checking accounts at Navigant Credit Union. With Strata Credit Union’s money market account, your balance does the heavy lifting. Future planning. As a credit union, we return earnings to our members in the form of competitive savings rates. Navy Federal Credit Union offers up to 0.60 percent APY on its jumbo money market savings account. High-Growth Money Market 1 Rates Effective 05/01/2018; Balance: APY* $0.01–$24,999 0.05%: $25,000–$99,999 0.15% 14 Months. To open a Money Market Checking Account, stop by one of our branch locations or call (602) 683-1000. Whether you’ve got $100,000, $50,000, $2,000, or $1 you’ll earn more with less at Premier Members Credit Union! Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel, Tiered rates help you earn more as your balance grows, No monthly fee or minimum balance required to earn dividends, Account access for deposits, transfers and withdrawals, No monthly fee when minimum balance of $10,000 is maintained. Money Market accounts are known for allowing you the flexibility to access your funds while earning a little more than you might on a Savings account. For balances of $10,000 or greater, the APY will be no less than the index minus 1.10%; for balances of $50,000 or greater, the APY will be no less than index minus 1.0%; for balances of $100,000 or greater, the APY will be no less than the index minus .90%; and for balances of $250,000 or greater, the APY will be no less than the index minus .80%. A money market account from Mountain America is an easy way to grow your savings while maintaining accessibility to funds. Establish your membership by opening a savings account online. As such, the Credit Union reserves the right to change the rates at any time and at its sole discretion. Details. The Navigant Credit Union money market accounts are both forgettable. Minimum to open regular Money Market account is $1000, $10 fee per month for daily balances below $1000. MMSAs are an easy way to earn more than a basic savings account and still have all the same benefits—including easy access to your money and the ability to write checks. Money Market Savings Account Basics. Insured Money Market Account. Consider setting up recurring transfers to grow your savings automatically. Write up to a combination of six checks and/or money transfers per month, with a minimum of $1,000 per withdrawal to earn dividends. Write up to a combination of six checks and/or money transfers per month, with a minimum of $1,000 per withdrawal to earn dividends. Copyright © 2020 UW Credit Union. As a credit union, we return earnings to our members in the form of competitive savings rates. Our Money Market Savings account offers special bonuses and discounts with no monthly maintenance fee. It is also the 70 th largest credit union in the nation. Money Market. Access our rates and open an account with us! Credit Unions can offer savings and money market rates that are competitive not only with local banks, but also sometimes with the best rates at online savings banks. The minimum opening deposit is $2,500 and the minimum balance required is $2,500. balance of $2,500 to $9,999 will have a rate of 0.08% APY). If you click on the credit union’s name, you’ll be taken to more information about its locations and operations. 319-339-1000 or 800-397-3790; Routing Number #273975098; If you are using a screen reader or other assistive device or technology and are having problems using this website, please call 800-397-3790 0.25% Rate. Search for Credit Union Money Market Interest Rates in your Washington city. You’ll earn higher yields than with regular savings accounts while enjoying the perks of a flexible, profitable savings alternative. Money Market interest rate data includes all Washington credit unions reporting rates for money markets. 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